Calculate your property's Debt Service Coverage Ratio (DSCR) to see if its rental income easily qualifies for a commercial bank mortgage.
When lending money for commercial properties or apartment complexes, banks look closely at the property's DSCR. This metric measures whether the property generates enough organic rental income to safely cover its monthly mortgage obligations. Most commercial banks require a minimum DSCR of 1.25.
Input the property's annual Net Operating Income (NOI) and its total annual debt/mortgage payments. The calculator determines your exact DSCR ratio to let you know where you stand before pitching to commercial underwriters.
Yes, 100% Free! Evaluate your commercial deals with structural bank-level accuracy without paying premium corporate financing fees.