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📉 Loan-to-Value (LTV) Ratio Calculator

Calculate your mortgage LTV ratio instantly to see if you can drop Private Mortgage Insurance (PMI).

What is this tool?

Banks use the LTV ratio to evaluate the underlying risk of a mortgage loan. If your LTV is higher than 80%, you will usually be forced to pay an extra monthly fee for Private Mortgage Insurance (PMI). Tracking your LTV helps you see exactly when you can ask the bank to drop that insurance and lower your payments.

How it works?

Input your current remaining mortgage principal loan balance and enter the current appraised market value of the home. The calculator delivers your exact LTV percentage instantly.

Is it free for all?

Yes, Free for everyone! Keep tabs on your home equity growth and drop unnecessary insurance fees as fast as possible for free.

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